Banking & Lending

Next-Gen Banking Technology

From Interaction to Transaction, Digitally.

Empower your bank with intelligent workflows for Loan Origination, Account Opening, and Credit Operations. Deliver the speed your customers demand with the security regulators require.
Next-Gen Banking Technology Dashboard showing loan processing metrics

Challenges in Traditional Banking

Legacy processes are slow, costly, and prone to error.

Slow Loan Processing

Manual document collection and verification delays loan disbursals, leading to customer churn.

High Operational Cost

Physical file handling, storage, and retrieval consume significant staff time and office space.

Compliance Risks

Inconsistent KYC checks and lack of audit trails expose banks to regulatory penalties.

Fragmented Customer Data

Customer documents scattered across branches prevent a unified view for better service.

CannyECM for Banking

A comprehensive suite to digitize core banking operations.

Digital Loan Origination

Automate the entire loan lifecycle from application to disbursal. Integrated document checklist, credit bureau checks, and sanction letter generation.

  • Reduce TAT by 60%
  • Paperless workflow
  • Instant eligibility checks
Digital Loan Origination

Automated KYC & Onboarding

Seamless digital onboarding with AI-powered ID verification and liveliness checks. Compliant with Video KYC norms.

  • 5-minute account opening
  • Fraud prevention
  • Enhanced customer experience
Automated KYC & Onboarding

Centralized Document Repository

A secure, searchable digital vault for all customer mandates, agreements, and collateral documents.

  • Instant retrieval
  • Branch-level access control
  • Secure archival
Centralized Document Repository

Credit Operation Workflows

Streamline credit appraisal with multi-level approval hierarchies and automated deviation workflows.

  • Standardized decisioning
  • Full audit trail
  • Faster credit memos
Credit Operation Workflows

Transform Your Bank

Measurable impact across your organization.

Faster Time-to-Money

Disburse loans faster to capture market opportunities.

Reduced NPA Risk

Better documentation and credit checks reduce bad loans.

Lower Cost of Operations

Eliminate printing, courier, and storage costs.

Superior Customer Experience

Offer instant, digital-first banking services.

Regulatory Compliance

Always stay ahead of RBI guidelines.

Scalability

Handle volume spikes without adding headcount.